On the 7th Anniversary of PMJDY, FM Nirmala Sitharaman reiterates how PMJDY has made the emerging FI ecosystem capable of delivering financial services to the poorest of the poor


Pradhan Mantri Jan-Dhan Yojana (PMJDY) – National Mission for Financial Inclusion, completes seven years of successful implementation.

More than 43.04 crore beneficiaries banked under PMJDY since inception, amounting to Rs. 146,231 crore.

The journey of PMJDY led interventions undertaken over a short span of 7 years has in effect, produced both transformational as well as directional change thereby making the emerging FI ecosystem capable of delivering financial services to the last person of the society-the poorest of the poor

Nirmala sitharaman

Minister of Finance & Corporate Affairs

Financial Inclusion is among top-most priorities of the Government as it is an enabler for inclusive growth, said MoS Finance, Dr. Bhagwat Karad

PMJDY Accounts have grown three-fold from 14.72 Crore in Mar’15 to 43.04 Crore as on 18-08-2021.

55% Jan-Dhan account holders are women and 67% Jan Dhan accounts are in rural and semi-urban areas

Out of total 43.04 crore PMJDY accounts, 36.86 crore (86%) are operative

Total RuPay cards issued to PMJDY accountholders: 31.23 Crore

Under PM Garib Kalyan Yojana, a total of Rs. 30,945 crore have been credited in accounts of women PMJDY account holders during Covid lockdown

About 5.1 crore PMJDY accountholders receive direct benefit transfer (DBT) from the Government under various schemes.

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